In order to provide
tuition refund plans that respond to our customers’ diverse needs, A.W.G. Dewar,
Inc. (“DEWAR”) collects certain personal information. DEWAR does not disclose
any nonpublic personal information to any affiliated or nonaffiliated third
party for marketing purposes.
At DEWAR, maintaining the confidentiality of our
customers’ personal information is of the highest importance. DEWAR’s personal
information-handling practices are governed by this privacy policy and are
further regulated by law. This notice describes those practices and how they
preserve your privacy in a way that permits DEWAR to provide you with the
products and service you demand.
Collection of Personal Information
We get most of our information directly from you. The application you complete, as well as any additional information you provide, generally gives us most of the information we need to know. Sometimes we may contact you to obtain additional information. Your information is used to send your tuition refund plan to you, to contact you when necessary for the transaction, and for billing purposes.
Information about you which has been collected will be contained in our records. We review it in evaluating your request for a tuition refund plan. We will also use information in our records for purposes related to issuing and servicing plans and settling claims. DEWAR may disclose personal information to others in order to service, process or administer business such as claims operations. In this context, DEWAR may disclose (i) information we receive from you on applications and other forms, including information such as assets, income, and identifying information such as name, address and social security number; and (ii) transaction information such as information about balances, payment history and parties to the transaction.
Parties to Whom Information May be Disclosed
DEWAR will not disclose information about you to others without your written
consent unless the disclosure is necessary to conduct our business. By law,
DEWAR is permitted to share information about you without prior permission under
certain circumstances.
You have the right to know what kind of information we keep in our files about you, to have reasonable access to it and to receive a copy. Write to us if you have questions about the information. Provide your complete name, address, type of tuition refund plan, and certificate number that was issued or applied for with us. Email your request to trp@dewarinsurance.com, or mail your request to A. W. G. Dewar, Inc. 4 Batterymarch Park, Quincy, MA 02169. You may also call 617-774-1555. Certain types of information generally collected when evaluating claims or possible lawsuits need not be disclosed to you.
Within thirty (30) business days of receipt of your request, we will inform you in writing of the nature and substance of retrievable recorded personal information about you in our files. You may review this information in person or receive a copy by mail.
After you have reviewed the personal information about you in our file, you can
write to us if you believe it should be corrected, amended or deleted. We will
consider your request, and within thirty (30) days either change the information
or tell you that we did not and state the reason. If we do not make changes,
you will have the right to insert in our file a concise statement containing
what you believe to be the correct, relevant or fair information, and explaining
which information on file you believe to be improper. We will notify persons
designated by you to whom we have previously disclosed the information of the
change or your statement. Subsequent disclosures we make also will include your
statement.
Our
company maintains appropriate standards and procedures to prevent unauthorized
access to your information. DEWAR limits employee access to personally
identifiable information to those with a business reason for knowing such
information. We educate our employees so that they will understand the
importance of confidentiality of personal information and take appropriate
measures to enforce privacy responsibilities.
DEWAR follows this personal information privacy policy even when a customer relationship no longer exists.